Foreclosure Practice 2021


Course Date: March 5, 2021

Full Course Materials
Total: 5h 34min
Total Ethics: 30min

Welcome and Land Acknowledgement (9:00 – 9:10)

Andrew Bury, QC — Gowling WLG (Canada) LLP,  Vancouver
Lindsay D. Goldberg — Fulton & Company Law Corporation, Vancouver

Procedural Overview (9:10 – 10:10)

  • demands for payment
  • where to commence a foreclosure proceeding—local venue
  • who to name as respondents in a foreclosure proceeding
  • what relief to seek in a foreclosure proceeding
  • giving notice of hearings
  • dealing with self-represented litigants

Andrew Bury, QC — Gowling WLG (Canada) LLP,  Vancouver

Questions & Discussion (10:10 – 10:20)

BREAK (10:20 – 10:35)

Order Nisi and Order Absolute (10:35 – 11:05)

  • marshalling evidence
  • what relief to seek at the hearing
  • self-represented litigants
  • your duty to the court
  • options available to the court
  • orders absolute
  • manufactured homes

Lindsay D. Goldberg — Fulton & Company Law Corporation, Vancouver

Order for Conduct of Sale and Order Approving Sale (11:05 – 11:35)

  • jurisdiction
  • who can apply for conduct or approval of sale, and when?
  • listing the property
  • approval of sales
  • one-step process vs. two-step process, with competing bids
  • COVID-19 procedures
  • varying or appealing an Order approving a sale

Robert J. Ellis — Richards Buell Sutton LLP, Vancouver

Questions & Discussion (11:35 – 11:45)

LUNCH (11:45 – 12:15)

Mortgage Priorities (12:15 – 12:45)

  • mortgages
  • tacking—s. 28 Property Law Act
  • strata corporations
  • builders liens  
  • judgments
  • federal government, including deemed trusts
  • provincial government
  • receivers 

Peter J. Reardon — Nathanson Schachter & Thompson LLP, Vancouver

Costs and Protective Disbursements (12:45 – 1:15)

Costs

    • background
    • the rule
    • the exceptions
    • assessment

Protective Disbursements

    • background/definition
    • recoverability

Randie Wilson — Randie Wilson Law Corporation, Vancouver

Questions & Discussion (1:15 – 1:25)

BREAK (1:25 – 1:40)

View from the Bench (1:40 – 2:10)

  • foreclosure Notices of Application—Parts 2 and 3 (Factual and Legal Bases) what to include; what not to include
  • foreclosure affidavit content
  • application records
  • dealing with lay litigants (before, during, and after chambers)
  • communications with Court Registry staff
  • good, bad and ugly foreclosure counsel work
  • procedures and tips during COVID-19: applications by teleconference or MS Teams, sealed bids, draft orders, etc.

Master Sandra L. Dick — Supreme Court of BC, Nanaimo
Master Kimberley A. Robertson — Supreme Court of BC, New Westminster

Questions & Discussion (2:10 – 2:20)

BREAK (2:20 – 2:35)

Hot Topics Roundtable (2:35 – 3:15)

  • s. 116(5) of the ITA—withholding tax, on sales of properties owned by non-residents (Mao v. Liu, etc.)
  • Leatherman and Rosas v. Toca; how Order in Council 655/2020 affects these limitation periods
  • a second mortgagee applying for conduct of sale in a first mortgagee's foreclosure proceeding and the timing of the second mortgagee's entitlement
  • Toronto-Dominion Bank v. Canada, 2020 FCA 80 and Excise Tax Act, s. 222
  • is a mortgagee entitled to an order absolute of foreclosure, as of right, once the redemption period expires?

Master Sandra L. Dick — Supreme Court of BC, Nanaimo
Master Kimberley A. Robertson
— Supreme Court of BC, New Westminster
Andrew Bury, QC
— Gowling WLG (Canada) LLP,  Vancouver
Robert J. Ellis — Richards Buell Sutton LLP, Vancouver
Lindsay D. Goldberg — Fulton & Company Law Corporation, Vancouver
Peter J. Reardon — Nathanson Schachter & Thompson LLP, Vancouver
Randie Wilson — Randie Wilson Law Corporation, Vancouver